Legal & Policies

Last Updated: January 1, 2025

Welcome to Navorina

Thank you for choosing Navorina, your AI-powered financial assistant. These Terms of Use ("Terms") govern your access to and use of our services. By using Navorina, you agree to be bound by these Terms. If you don't agree, please don't use our services.

Our Commitment to You

We're dedicated to providing you with a secure, transparent, and user-friendly platform. Your success and satisfaction are at the heart of everything we do.

1. Service Description

Navorina is an AI-powered financial assistant that helps you:

• Analyze portfolios and track crypto & FX markets
• Generate financial reports and insights
• Surface trade ideas and opportunities
• Keep risk under control
• Automate routine financial tasks

2. User Account

To access certain features, you'll need to create an account. You're responsible for:

• Maintaining the confidentiality of your account credentials
• All activities that occur under your account
• Providing accurate and up-to-date information

Please notify us immediately if you suspect any unauthorized access to your account.

3. Acceptable Use

You agree to use Navorina only for lawful purposes and in accordance with these Terms. You agree not to:

• Violate any applicable laws or regulations
• Infringe upon the rights of others
• Transmit harmful code or malicious software
• Attempt to gain unauthorized access to our systems
• Use the service to spam or harass others

4. Intellectual Property

All content, features, and functionality of Navorina are owned by us or our licensors and are protected by international copyright, trademark, and other intellectual property laws. You may not copy, modify, or create derivative works without our express written permission.

5. Disclaimers

Financial Advice Disclaimer: Navorina provides informational and analytical tools only. We do not provide personalized financial, investment, or trading advice. Always consult with qualified financial professionals before making investment decisions.

Service Availability: While we strive for 24/7 availability, we cannot guarantee uninterrupted service. We may perform maintenance, updates, or experience outages.

6. Limitation of Liability

To the fullest extent permitted by law, Navorina shall not be liable for any indirect, incidental, special, or consequential damages arising from your use of our services.

7. Changes to Terms

We may update these Terms from time to time. We'll notify you of significant changes via email or through our service. Continued use after changes constitutes acceptance of the new Terms.

8. Contact Us

If you have questions about these Terms, please contact us at support@navorina.com.

Last Updated: January 1, 2025

At Navorina, we take your privacy seriously. This Privacy Policy explains how we collect, use, protect, and share your personal information. We're committed to being transparent about our data practices and giving you control over your information.

1. Information We Collect

We collect information that you provide directly to us, including:

• Account Information: Name, email address, and password
• Profile Information: Optional details you choose to share
• Usage Data: How you interact with our services
• Financial Data: Portfolio information, trading preferences, and market data you input (stored securely and encrypted)
• Communication Data: Messages, queries, and feedback you send to our AI assistant

2. How We Use Your Information

We use your information to:

• Provide, maintain, and improve our services
• Process transactions and send related information
• Respond to your inquiries and provide customer support
• Send you updates, newsletters, and important service notices (you can opt out anytime)
• Detect, prevent, and address technical issues and security threats
• Comply with legal obligations

3. Data Security

Your security is our priority. We implement industry-standard security measures to protect your data:

• End-to-end encryption for sensitive financial data
• Secure socket layer (SSL) encryption for data transmission
• Regular security audits and vulnerability assessments
• Access controls and authentication mechanisms
• Secure data storage with encrypted databases

However, no method of transmission over the Internet is 100% secure. While we strive to protect your data, we cannot guarantee absolute security.

4. Data Sharing

We do not sell your personal information to third parties. We may share your information only in the following circumstances:

• Service Providers: Trusted partners who help us operate our services (under strict confidentiality agreements)
• Legal Requirements: When required by law or to protect our rights
• Business Transfers: In connection with a merger, acquisition, or sale of assets (with notice to users)
• With Your Consent: When you explicitly authorize us to share your information

5. Your Rights and Choices

You have the right to:

• Access: Request a copy of your personal data
• Correct: Update or correct inaccurate information
• Delete: Request deletion of your account and data
• Export: Receive your data in a portable format
• Opt-Out: Unsubscribe from marketing communications
• Object: Object to certain processing of your data

To exercise these rights, contact us at support@navorina.com.

6. Cookies and Tracking

We use cookies and similar technologies to enhance your experience, analyze usage, and improve our services. You can control cookies through your browser settings.

7. Data Retention

We retain your information only as long as necessary to provide our services and fulfill the purposes outlined in this policy. When you delete your account, we'll delete or anonymize your personal data, except where we're required to retain it by law.

8. Children's Privacy

Navorina is not intended for users under 18 years of age. We do not knowingly collect personal information from children.

9. International Data Transfers

Your information may be transferred to and processed in countries other than your own. We ensure appropriate safeguards are in place to protect your data.

10. Changes to This Policy

We may update this Privacy Policy periodically. We'll notify you of material changes via email or prominent notice on our service.

11. Contact Us

For privacy-related questions or concerns, contact our Privacy Team at support@navorina.com.

Last Updated: January 1, 2025

At Navorina, we're committed to protecting you from spam and unwanted communications. This Anti-Spam Policy outlines our commitment to responsible email practices and your rights regarding communications from us.

1. Our Commitment

We hate spam as much as you do. We will never send you unsolicited emails, spam, or engage in deceptive practices. Every email we send is designed to provide value and respect your time.

2. What We Send

We only send emails for:

• Service Updates: Important information about your account, security alerts, and service changes
• Transactional Emails: Confirmations, receipts, password resets, and account notifications
• Marketing Communications: Only if you've opted in, featuring valuable insights, tips, and updates about our services
• Legal Notices: Required communications regarding Terms, Privacy Policy, or legal matters

3. Opt-In and Opt-Out

You're always in control:

• Marketing emails are opt-in only — you choose to receive them
• Every marketing email includes a clear, one-click unsubscribe link
• You can update your email preferences anytime in your account settings
• Unsubscribing takes effect immediately (within 24 hours)

Note: Service-related and transactional emails are essential for account management and cannot be unsubscribed from.

4. What We Don't Do

We never:

• Buy, rent, or sell email lists
• Send emails to addresses you didn't provide
• Use deceptive subject lines or false sender information
• Hide or obscure unsubscribe links
• Send emails from unverified domains
• Share your email address with third parties for marketing purposes

5. Third-Party Services

When we use third-party email service providers, we ensure they comply with strict anti-spam standards and our privacy requirements.

6. Reporting Spam

If you receive an email that appears to be spam from Navorina (or someone impersonating us), please:

• Report it immediately to support@navorina.com
• Forward the suspicious email to us for investigation
• Mark it as spam in your email client (this helps email providers identify patterns)

We take spam reports seriously and investigate all claims promptly.

7. Compliance

We comply with:

• CAN-SPAM Act (US): Including clear sender identification, honest subject lines, and easy opt-out
• GDPR (EU): Including explicit consent and data protection requirements
• CASL (Canada): Including consent and identification requirements
• Other applicable anti-spam laws and regulations

8. Best Practices for Users

To help protect yourself from spam:

• Keep your email address private and don't share it publicly
• Use strong, unique passwords for your account
• Be cautious of phishing attempts (we'll never ask for your password via email)
• Verify sender addresses before clicking links

9. Changes to This Policy

We may update this Anti-Spam Policy as needed. Significant changes will be communicated to you.

10. Contact Us

Questions about our Anti-Spam Policy? Contact us at support@navorina.com.