Understand income and spending by chatting with AI
Capture your financial state at any moment. Model income and expenses. Analyze stability. Compare states over time.
A snapshot captures your complete financial state at a specific point in time: income, expenses, assets, and liabilities. You see the whole picture, not individual transactions. Compare snapshots to understand how your state changes and whether it's sustainable.
Use calculators as part of a snapshot, not in isolation. Calculate loan payments, investment returns, or mortgage costs, then see how those numbers affect your financial state and stability.
We're evolving the product based on user needs. Core snapshot and analysis features are available now.
Advanced scenario modeling, deeper stability analysis, and more sophisticated comparison tools. Features are added based on real user needs.
Snapshot:
Assets: $50,000 | Expenses: $3,000/month
Analysis:
State is sustainable. Current expenses are 7.2% of assets monthly. With stable income, you can maintain this state long-term.
AI works behind the scenes to analyze your financial snapshots, explain stability, and provide clear insights. It's not a chat interface — it's an analytical engine.
You see reasoning and conclusions, not generic responses. AI helps you understand why your financial state is stable or fragile.
Use cases for understanding your financial state and making better decisions.
Create snapshots and see if your finances are sustainable. Get a clear verdict on whether your current state can be maintained long-term.
Capture snapshots at different points and compare them. See how your financial state changes and what influences those changes.
Model scenarios before making changes. See the impact of income or expense changes on your state. Plan with clarity, not assumptions.
Monitor your financial health with regular snapshots. Identify trends, spot potential issues early, and maintain control over your financial future.
Access our suite of free financial tools. Calculate ROI, generate invoices, plan mortgages, and more.
Create professional invoices with PDF export
Calculate return on investment
Dollar-cost averaging strategy calculator
Calculate monthly mortgage payments
Plan your retirement savings
Calculate loan payments and interest
Calculate compound growth
Convert between currencies
Calculate percentages
Calculate discounts
Calculate inflation impact
Calculate deposit returns
Calculate VAT amounts
Calculate days between dates
Calculate age from date
Calculate body mass index
Convert units of measurement
Convert time zones
Calculate areas
Calculate volumes
Calculate with fractions
Optimize linear material cutting
Pricing
Our pricing is simple and transparent, you just pay for the features you need.
Perfect for getting started
For deeper analysis
No credit card required • Free plan includes 50 AI messages/day
Everything you need to know about Navorina
A financial snapshot captures your complete financial state at a specific point in time: income, expenses, assets, and liabilities. Instead of tracking every transaction, you compare states and see what actually changes.
No. Navorina is not a budgeting or accounting app. It's a thinking tool for understanding your financial state, analyzing stability, and comparing scenarios. It's about clarity and reasoning, not transaction tracking.
No. AI works behind the scenes to analyze your snapshots and provide insights. You see reasoning and conclusions about your financial state, not a chat interface. It's an analytical engine, not a chatbot.
No. You manually create snapshots by entering your income, expenses, assets, and liabilities. This gives you control over what goes into each snapshot and when you capture your state.
Create snapshots when your financial situation changes or when you want to compare states. Use it before major decisions, when planning changes, or to track your state over time. There's no required frequency.
For anyone who wants to understand their financial state and make decisions with clarity. If you need to know whether your finances are sustainable, how changes affect your state, or how your situation evolves over time, Navorina helps.
Free plan includes core snapshot and analysis features with daily limits. Premium includes unlimited snapshots, advanced analysis, scenario modeling, and priority support. Core features are available now, and we're evolving with early users.